Malta Residency by Investment

Malta’s MPRP grants permanent residency to non‑EU/EEA/Swiss nationals and their families in return for a mix of real estate, government contribution, and a small donation, subject to robust due diligence. It confers the right to live in Malta and Schengen mobility (90/180 rule). Work requires a separate permit.

Core components and thresholds (verify latest rules):

- Property: buy or rent for at least 5 years.

- Purchase: €350,000 (Malta) or €300,000 (Gozo/south).

- Rent: €12,000/year (Malta) or €10,000/year (Gozo/south).

- Government contribution: €68,000 if purchasing or €98,000 if renting (includes the €40,000 administrative fee).

- Donation: €2,000 to a Malta‑registered NGO.

- Wealth test: min. €500,000 in assets, of which €150,000 must be financial assets.

Who you can include

- Spouse/long‑term partner, unmarried economically dependent children (including adult students), and dependent parents/grandparents of the main applicant or spouse.

Key benefits

- Permanent residence certificate with renewable 5‑year eResidence cards; no language or minimum‑stay requirement.

- Family coverage, access to high‑quality healthcare, education, and a safe EU base.

- Stable EU jurisdiction with diversified economy and excellent connectivity.

Eligibility and process

- Age 18+, clean police records, good health with comprehensive EU‑wide health insurance, lawful/traceable funds, and enhanced due diligence clearance.

- Apply via a licensed Maltese agent. After approval in principle, complete the property contract, government contribution, and NGO donation, then biometrics and card issuance.

- Typical timeline: ~4–8 months from complete file to approval; total completion can be ~6–9 months. Additional government/due‑diligence fees apply per adult/dependent.

Notes and tax

- Maintain the qualifying property for 5 years and keep insurance and clean conduct. After 5 years, you must keep a residential address but the qualifying thresholds may no longer apply.

- Tax residence is separate from immigration status. Non‑dom residents are generally taxed on Malta‑source income and foreign income remitted to Malta (foreign capital gains not taxed, even if remitted). Obtain bespoke tax advice. Policies can change—confirm current figures before proceeding.